3 Tips to Secure a New Home
Written by Wena Roeloffze, REALTOR and Lifestyle Expert. Owner of Realty Club 74, brokered by Coldwell Banker Realty.
Setting a New Year's resolution to buy a new home is an exciting and empowering decision. It signifies a fresh start, a new chapter, and a commitment to take a significant step towards personal and financial stability. As the clock strikes midnight on December 31st, you, homebuyer, will embark on a journey filled with anticipation and determination.
With a clear goal in mind, you will pledge to diligently save, research neighborhoods, and explore various property options. The prospect of owning a new home brings about a sense of pride and accomplishment, motivating you to work hard and overcome any obstacles in your path. Setting this resolution is an affirmation of a better future, a tangible symbol of progress and security for the upcoming year.
Where to start? Easy! Here are our top 3 tips to start the new year off with a home purchase:
Decide on an area: Every area offers something different and you should definitely research what areas are all about. What are the things that are important to you? School district, walkability, lake and/or water access, commute time to your work/business, lower taxes or a city backdrop? To make it easier for you, here are some website links to neighborhoods in Southeastern Wisconsin. If you don’t see the area you are looking for, feel free to contact us.
Bayside: http://www.village.bayside.wi.us/
Bay View: http://bayviewwi.com/
Brady Street: http://bradystreet.org/
Brewers Hill: http://historicbrewershill.com/
Brookfield: http://www.ci.brookfield.wi.us/
Brown Deer: http://www.browndeerwi.org/
Caledonia: http://www.caledoniawi.com/
Cudahy: http://www.cudahy-wi.gov/
Delafield: http://www.cityofdelafield.com/
Downtown: http://www.milwaukeedowntown.com/
East Side: http://www.theeastside.org/
Elm Grove: http://www.elmgrovewi.org/
Fox Point: http://www.vil.fox-point.wi.us/Franklin: http://www.franklinwi.gov/
Glendale: http://www.glendale-wi.org/
Grafton: http://www.village.grafton.wi.us/
Greendale: https://www.greendale.org/
Lakefront: http://county.milwaukee.gov/ParksandPublicInfras7720/The-Lakefront.htm
Lower East Side: http://milwaukee.about.com/od/neighborhoods/a/LowerEastSide.htm
Menomonee Falls: http://www.menomonee-falls.org/
Mequon: http://www.ci.mequon.wi.us/
Milwaukee: http://city.milwaukee.gov/home
Oak Creek: http://www.oakcreekwi.org/
Oconomowoc: http://www.oconomowoc-wi.gov/
Pewaukee: http://www.cityofpewaukee.us/
Racine: http://www.cityofracine.org/
River Hills: http://www.riverhillswi.com/
Riverwest: http://milwaukee.about.com/od/neighborhoods/a/Riverwest.htm
Shorewood: http://www.villageofshorewood.org/
St. Francis: https://wi-stfrancis.civicplus.com/
Thiensville: http://www.village.thiensville.wi.us/
Third Ward: http://www.historicthirdward.org/
Walker’s Point: http://biztimes.com/article/20131014/MAGAZINE03/310109984/0/FRONTPAGE
Waukesha: http://www.ci.waukesha.wi.us/web/guest/waukesha
Wauwatosa: http://www.wauwatosa.net/
Whitefish Bay: http://www.wfbvillage.org/
Save for a down payment: This may seem like a very daunting undertaking, but it’s not 1999 any longer dear buyers! In today’s home buying process, there are options and ways to save for a down payment via crowdfunding and there are also programs where no down payment is needed.
We love our crowdfunding collaboration with CMG Financial and have helped all types of buyers to make easy strides to purchase their dream home. There are various loan programs on the market and CMG Financial offers an amazing array of possibilities for all budgets, all needs and all markets. Read more about the programs here or ask us for a personal introduction to Mark David and Anita Nelson for top-notch financial advice and mortgage guidance: https://www.cmgfi.com/loan-programs. Follow this link to read the success stories, how it works and importantly, how you can start your own crowdfunding project:
Consult with a REALTOR: There are several advantages to start your home buying journey with a professional REALTOR, instead of scrolling through the maze of homes on the internet. Here are the reasons this is to your benefit:
We can introduce you to the right lender that will guide you best for your situation, from 1099 contractors, debt-to-income ratio issues, investments, etc. Our job is to know the best people in the industry and to make sure your best interests are served. If I could make one plea: let us introduce you to a local lender.
We can set you up on dedicated searches that goes right into your inbox with fully updated availability of homes on the market. Have you ever scrolled through Zillow, contacted an agent, just to find out that there is an accepted offer on it? For no more frustrating time-wasting searches - just get in touch with us to set you up on automatic search to get the listings in your inbox.
Our consultations cover your timeline, your home requirements, your future vision, how a strong offer can be structured in the current market, what to expect from a home inspection and having access to all the real estate resources you may need - now and in the future.
We guarantee stress-free and on-time closings. There are many moving parts in a transaction, and our job is to make sure it all comes together seamlessly.
Now that we have you all excited about how easy it could be to own a new home, let talk about your goals for the new year and help you set up a plan of action. Fill out the form below and we will get back to to set up an in-person appointment or Zoom call.